Housing Loans for Overseas Filipino Workers

On January 23, 2008 by Lauren

Overseas Filipino workers (OFWs) can take advantage of SSS’s Direct Housing Loan Facility that aims to provide low-cost housing for your family in the Philippines. If you’re younger than 65 years old, a certified OFW, and an active SSS member with at least 12 months continuous contributions, you may be qualified to receive a housing loan. Loanable amounts for socialized housing is Php 300,000; for low-cost housing you can get a loan from Php 500,000 to Php 1,000,000. All loans can be paid in multiples of five for a maximum of thirty years, so long as it doesn’t exceed the building’s economic life. Interests rates are 9% for Php 300,000 loans, 13% for Php 500,000 and 14% for Php 1,000,000.

For details and more information, visit the SSS website or the SSS building at East Avenue, Diliman, Quezon City.

34 Responses to “Housing Loans for Overseas Filipino Workers”

  • Hi Lauren. I really enjoyed your post. I was searching on information on how to apply for pag-ibig housing loan and a few more details with regards to that matter. I think you have to update the rates on your post. I read that the interest rate for Php 300,000 loans is now only 6%.

  • Hello there! I’m Sybel Rea, working in Canada for a couple of months. I am interested in this site regarding Housing loan for Overseas Filipino Workers. Because I want to apply. But it states there that it requires us to be a member on SSS and at least to have 12 months contributions. What I want to ask is, can I be qualified to apply for the loan even I dont have contribution to SSS but then I am a member? Thank you and more power.

  • hello,ofw po ako dito s duba,inquire lng sna ako about sa mga rent to own houses,member po ako ng sss at pag-ibig kya lng one and half year n stop ako sa pagbabayad,maraming salamat.

  • hello,

    it was stated in your statement that SSS member who payed for 12months..what about po im just a member of SSS at hndi ko pa po natapos ang 12 months..but gusto ko po kumuha ng bahay tru pag ibig po..pwede po ba un?

    thank you

  • Good Day!,

    I just to inquire if could do a loan for a housing Improvement. Owned already a lot but i dont have money to Construct a house for the lot. Is it possible for me to have a loan for House Construction? Please email me the following steps for me to do the requirements..

    maraming Salamat P.,

    Mrs. Norma C. Londonio

  • hi, good morning, i am interested to know more about housing loan for OFW, im in Dubai and certified OFW and i want to loan for a house. but my question is…how if i already have SSS since im in college but never had d chance to pay monthly and i even totally forgot my SSS details and SSS ID…is there a chance for me to apply again for new SSS?

  • hi..good evning po!paano po ba mag avail ng housing loan?at 8 yrs na po akong active sa sss,at nahinto lang po yon nang ako ay nag abroad,mula 2007 to 2009,hndi ko rin po kasi naasikaso ang sss ko d2 dahil wala po akong time,pls responce naman po…salamat.

  • Hi! OFW po ako and need someone to help me regarding housing loan whether it’s thru Pag-Ibig or SSS.


  • hello! OFW po ako at kelangan ko po ng bahay na rent to own, member po ako ng sss pero di ko naman po na huhulugan ano po ba ang mga dapat gawin para maka avial ako sa pabahay ng pag-ibig? salamat po

  • hi…po, im ineteresting in housing loan po…active po yung sss ko ofw sa s. korea…papano po ako makapag aply sa housing loan sss…

  • hello po, interested ako sa housing loan. iniactive po ung sss ko at d2 po ako ngayon nagtrabaho sa iraq. ano ang necessary requriments na e submit ko para maka pag apply po ako ng housing loan sa sss. at saka pala may lupa na ako , bahay nalng ang epapatayo.

    Thanks and God bless!!!!!!!!!!!!

  • hello po, interested ako sa housing loan. iniactive po ung sss ko at d2 po ako ngayon nagtrabaho sa iraq. ano ang necessary requriments na e submit ko para maka pag apply po ako ng housing loan sa sss. at saka pala may lupa na ako , bahay nalng ang epapatayo.

    Thanks and God bless!!!!!!!!!!!!

    Read more: http://yourpinoybroker.com/housing-loans-for-overseas-filipino-workers/comment-page-1/#comment-764#ixzz0NJmslaPK

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  • Hi! I am an OFW and a PAGIBIG member from 1987 to 2001 and SSS member until now and i would like to apply for a housing loan preferably in Laguna. Kindly assist me on how to apply.

    Your kind assistance in this regard is greatly appreciated.


  • hello ! I am a US citizen at gusto kong magretire sa Tagaytay. Is there any chance na makabili ako ng property sa area na ito. Puwedeng pakiattached ang mga rules and regulations ninyo. thanks and god bless…………….

  • gusto po sana naming mag loan ng bahay dito po sa bandang bulacan asawa ko po nasa riyadh mag kano po ba at papano ang pag huhulog at ilang taon po dapat bayaran.may sss po ang asawa ko. sana po asahan ko ang inyong sagpot god bless po sa inyo

  • Gusto ko po mag karoon ng sariling bhay at lupa, nand2 po aq ngaun s Saudi arabia nagtatrabaho,hindi p po aq member s SSS, ano po b ang dapat kung gawin.Pd po b na ate ko po ang mag ayos ng SSS merber q habang nand2 aq s saudi arabia, Gusto ko po kasing makapundar ng sarili kong bahay at lupa,ang nais ko po ay s Quezon City po sana,meron po b kayong location sa Quezon City at saan po banda un…ano po ba ang mga req. para mkapag loan aq ng bahay at lupa?paano po ang opaghuhulog at ilang taon po dpat bayaran.. maraming salamat…Ernie Fernandez, 24 Y.O, Saudi Arabia

  • Hi! i would like to ask, if i applied for a pag-ibig housing loan, how long will it take for the approval, if ever im qualified for the housing loan application.

  • greetings..may i ask when processing documents for the loan on house construction at SSS, if tax declaration & deed of sale is accepted? Because processing of lot title takes time and it is a hindrance specially like me as OFW, that i cannot attend to follow-up on different agencies. I am qualified on all necessary requirements, and this certificate of title is the only thing that i don’t have.
    Your reply is greatly appreciated..thank you and god bless.

  • hello! po. ako po ay ofw at gusto ko sana malaman kung pwede mag loan kahit hindi ka member ng pagibig or sss. sana po mabigyan ninyo ako ng tamang payo regarding sa aking tanong. salamat po at hihintayin ko po ang sagot ninyo.

  • Ask ko po sana kung me mga rent to own house and lot kayo sa Paranaque., yun tipo na convenient pero affordable..d2 po ako nagwo-work sa Japan…and how i really wish na makabili na ng house for my family..THANKS

  • im an overseas contract worker, i have a property in fairview and i want to sell it to fund a nouse in Quezon province any suggestion on this, i am thinking of applying for a housing loan but dont know how and where..

    thanks Ana

  • gusto po sana namin maka avail ng housing loan pag-uwi ng husband ko? madali lang ba ang proseso?

  • seafarer ang husband ko. balak namin mag apply ng loan para sa bahay na ipapatayo namin . ano ang gagawin namin dahil on board sya ngayon.

  • tanong ko lng po, kc nakahanap ako haus para sa family ko sa may valenzuela, pede ba ko mgloan to pay the owner in cash tpos babayadan ko na lng kau monthly? 2M yung offer sa haus n lot, hope you can help, pagibig member po ako before i left manila..thanks!!

  • I am a pag-ibig and SSS member, and recently working here in KSA, what i just want to know if what wil be the easiest way to apply for a housing loan, and how long will it takes to process. so that i can avail as early as possible. what will be the rquirements. Propose loan is 2m only. and prepared locatuin is somewhere in dasma cavite if available. Hope you can give me the best answer for my query and interest to own a house and lot at this point in time.

  • hi, gud pm.my husband is an ofw. he is sss member before he left for abroad, so that he cant cont to pay his monthly contribution, isnt possible to avail a housing loan, and affordable we have 4 children. but his salary is not much like other ofws. pls answer my letter.

  • tanong ko lang ko if i have a lot at gusto ko na pong patayuan ng bahay and beside member po ako ng pag-ibig at gusto ko pong mag -loan for my house and i am an ofw kailan ko po ma avail a ng loan ko at ano ang procedures para ko ma process ang loan .thanks.

  • ask lang po, dati akong member ng pag- ibig at nakakuha ako ng housing loan noong nagtrabaho pa
    ako sa pinas kaso na forclose yong bahay kasi sinarado ang planta namin ngayon nga naka work na sa ako sa abroad dto sa saudi pwede ba akong mag loan ulit im 47 years old.

  • hi gud pm po,OFW po ako dito sa kuwait gusto ko po mag apply ng housing loan kaso hindi po ako member,member ako dati kaso di ko inaasikaso di ko po nahulogan,so now kilangan ko magpamember ulit paano po ba?pwede po ba bayaran lahat ang 12 month para makapagloan agad alo?please reply as soon as possible.

  • hi I would like to know how can I apply for a housing loan? Im going back to manila end of dec 2010 and will be back in jan. 15 2011, gusto ko sanang ayusin yung mga tulad nito. Gaano po ba katagal ung process nito? Meron n akong nakitang house and lot sana bago ko bumalik ng brunei e malakad ko n dn to. slamat. awaiting for your reply

  • gud pm po,i just want to know more info about housing loan…ofw po husband ko member po sy ng sss at pag ibig pati po ako ay member ng pag ibig gov employee po ako pero gusto ko pong gmitin ay ang sa asawa ko po.meron na po kami lot paano po kami magka construct ng building tru pag ibig ang area po ng lot nmin ay 200qm dito lang po sa polanco zamboanga del norte.sana po matulungan ny ako thankz!

  • sir/mam
    i need a help gusto ko poh kumuha nang bahay na hulugan regalo ko poh sa asawa ko pero pano poh maliit sahod ko kaya ko lang poh na equity is 50 and hnd pa poh ako member nang pag ibig ang sss ko poh 4 years ko na hnd nahulugan sana poh matgulungan nyo ako salamat poh nang marami

  • isa po akong OFW dito sa kuwait,tanong me lang po kung paano makuha ng pag-ibig loan or housing loan,hindi po ako membro ng pag-ibig at wala din po akong SSS,
    gusto ko lang po na makakuha ng house and lot para sa mga anak ko,matulungan u po ba ako kung
    paano.37years old po ako.kung sakali makakuha ako?
    ilang taon n hulugan?and how much every month.
    im waiting you reply.thanks

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