Low Pag-Ibig Interest for Housing Loans in Cebu

On January 1, 2008 by Lauren

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The low, 6% interest in Pag-Ibig housing loan packages resulted in more Pag-ibig members and beneficiaries in Cebu and nearby provinces to build more housing units. The 6% interest rate was introduced in 2006 to make loans more affordable for families with low income. Loan packages up to Php 300,000 have a 6% interest rate, down from 9%; loan packages between Php 300,000 to Php 500,000 dropped from 10% to 7%. This results in a low monthly amortization that can get as affordable as Php 1,800 a month.

Since the drop, more low-income families (usually government employees that earn a monthly salary of Php 8,000 to Php 10,000) have benefited from the Pag-Ibig housing project. As of November 2007, the Cebu branch surpassed its target of 1,199 housing units. In Mandaue City, the housing loan program built 962 units for 971 families – 90% of their targeted 1,181 housing units.

Source

18 Responses to “Low Pag-Ibig Interest for Housing Loans in Cebu”

  • hello po mgtatanong lang po kung ung po bang naka pag asawa ng foriegner eh allowd po bang mg loan sa pinas, mai nabili po kasi akong lupa at nakapos po ako sa budget gusto ko po sanag mg loan para maka paka pag tayo ng maliit na bahay man lang kasi ko lagi po kaming mg uupa ng aparment tapos mai anak po ako sa una gusto ko po silang bigyan ng sariling kwrto man lang trabahante lang po ako au pair po pero dto na po nka base sa labas ng pilipinas. tanong ko po pwde po bang makag loan or anu po ba nag maari kong gawin ? or anu po ang dapat kong iloan anung klasse po na medyo magaan gaan sa bulsa.. lagi po kaming umu upa ng aparment at kahit ala kami sa pians tuloy po ang upa naman sa aparment.. gusto ko ng magakaroon ng sarili para hindi po masayang ang ibinabayad nami sana ibinayad ko nlang sa sarili kong bahai kung pupuwede diba?? maraming salamat po eto po ang email ko [email protected] or [email protected] Happy New year po sa lahat ng familya nyo at rest of the staff…:)

  • hello po uli mai narining po ako galing sa akibigan ko nga pwede daw mag loan para pag patayo ng bahai kasi po kaibigan ko ng loan daw sya sa banko para condo at nak loan daw sya eh hindi po condo ang ipapatayo ko bahai po kasi at ska pang bayad ko sa natitirang kabayaran sa lupa na nabili ko hinuhulog hulugan ko po yun at ngayon po konti nalang ang kakulangan halaga… salamat po uli ineed yr response

  • hi, i would like to ask if there are houses with cheap monthly rates thru pag-ibig and with low equity for low income families within talisay to minglanila area? if there is please kindly inform me through the email address indicated. Thank you very much

  • hi… id like to ask on the procedure on how to put a lot under pag-ibig..coz we don’t have the full amount to pay for it so we would like to have it loaned in pag-ibig..

    please send me your advise regarding the procedure and requirements.. thank you.

  • My family lives in Dumaguete and I am looking to purchase a house for them. I will be getting married soon and living in Dumaguete or probably somewhere in Cebu. I will be registering a lending company there. The minimum working capital for a lending company to be registered and obtain a Authorization Cerficate from the SEC is 1,000,000. I will have that and the revenues from our operation will be our source of income. Our lending rate will be 10% per month, that is the market rate at this time. I not have much left after I set up the company but enough to comfortably pay up to lets say 2000 to 4000 php per month for a house payment. Do you have any houses I can send my mother in law and my wife to look at for the purpose of purchasing and living?

    Please let me know

    Sincerely,

    Dr Gilberto Dominguez

  • Hi

    Can you assist me find a Pag-ibig housing project in Dumaguete City, Negros Oriental? I want to buy a house and lot for my parents through your loan program.

    Thank you

  • Hi, I am planning to buy a house through pag-ibig low cost housing in Dumaguete. But, I don’t have any idea where are the available housing projects, what’s the rate, the down payment, monthly payment and the pocedure on availing a loan through pag-ibig. The last job I had in the Philippines was 2003, after that I don’t have any SSS or pag-ibig contribution anymore. Please give me some information regarding this. Thank you.

  • hi, i would like to ask if there are houses with cheap monthly rates thru pag-ibig and with low equity for low income families within talisay to minglanila area? if there is please kindly inform me through the email address indicated. Thank you very much

  • Hi, i would like to inquire if you can help me look for a cheap rent and own a house program. Or a housing loan for about 5k to 8k monthly perhaps.

    Please email me at [email protected]

    Thanks

  • hi, i would like to ask if there are houses with cheap monthly rates thru pag-ibig and with low equity for low income families within mandaue, talamban and liloan? if there is please kindly inform me through the email address indicated. Thank you very much

  • hi, pls email me if there affordable housing program for low earner families, like somewhere in talamban, liloan or mandaue. thank u very much.

  • hi i would like to ask if pwede ba ung hindi pa employed(still a college student) )ung mag loan? bale ung magbabayad for my loan is my parents muna but sa akin ippngalan ung pabahay is it alright? anu ung requirements?. thank u .. hope to hear your reply.. where po sa cebu (exact locations) ung pabahay?

  • pls advice requirements documents for housing loans for seafarers OFW

  • im now in dubai and i want to know kung anong mga real estate na pwedeng maiapply ko ang pagibig housing loan? please reply to my email ad..thanks

  • by the way, sa dumaguete po…

  • hi gud am poh,, san po ba sa cebu yong pabahay ni noli de castro na pwedi na raw matirhan kahit di pa full yong payment, kindly reply,tnx, or any housing loans po basta ung pwdi na naming matirhan kahit di pa kami fully paid bali hulog hulogan nalang namin monthly kaysa mag-rent pa po kami.tnx a lot ,,hopingfor your reply po,,tnx

  • hi,plz email me i ned a respond as soon as possible,magtanong langpo sana ako tungkol po sakin hnuloghulogan ko po ngaun na lupa d2 sa carcar cebu subdivisin pweed po ba ako mag loan paras makabahay ako kaagad50percent palang yung nabayad ko sa lopa,ano po va dapoat kong gawin kc pa balik2 napo ako sa pag ibig pro hanga ngaun hndi pa ako naka loan.seaman po asawa ko..ano po dapat kong gawen?plzzzzzzzzzzzzzzzzzzzz respon now my facebook [email protected]

  • hello,
    i would like to inquire if theres an available housing loan in dumaguete city thru pag-ibig loan.

    kindly email me @ this address: [email protected]

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