Nuvali, Ayala Land’s latest development in the south, will soon be selling lots in the phase Santierra. With tree-lined roads and master-planned layouts, residents of Santierra will experience an orchestrated interplay between natural and suburban living. Aside from the pride of ownership that comes from owning a beautiful home from a premiere Ayala development, there are five other reasons why you should invest in Santierra Nuvali.
The best time to buy real estate is now. With reasonable prices, motivated sellers, and willing lenders, those in search of a better investment should look no further than real estate. However, investing in real estate requires some technical knowledge in order to make sound decisions and to avoid misfortune.
With this regard, Urban Institute will be holding a lecture called “Investing in Real Estate: Opportunities, Techniques and What are Needed to be Learned” on November 16, 1:30 – 6:00 pm at the Maximo Function Room, Max’s Restaurant Glorietta, G2 Park, Theater Drive, Ayala Center, Makati City. The four hour lecture will cover the following topics:
In the succeeding weeks, the same venue will also host a series of important real estate topics:
For other details or advance registration, Urban Institute may be reached at 796-8019 or 570-0973 or CP# 0916-426-9174 or 0921-683-9431 or by email at [email protected] or [email protected] or visit www.urban-institute.blogspot.com.
There are thousands and thousands of borrowers that apply for a Pag-ibig housing loan, but not everyone gets their application approved. Here are some of the common pitfalls of applying for a Pag-Ibig housing loan, and how to avoid getting your application denied:
1) The amount on the Deed of Absolute Sale is less than the approved loan. The amount on the deed should never be less than the approved loan.
2) Applying for a loan to buy a property that has an encumbrance like mortgages, recorded abstracts of judgment, deeds of trust, unpaid real property taxes, easements, mechanic’s liens, and water or timber rights. All encumbrances are on record with the Recorder of Deeds or County Recorder. Before you execute the contract, verify with the Home Development Mutual Fund (HDMF) if the property is acceptable to Pag-Ibig.
3) Improvements outside the house are not part of financing. Consult Pag-Ibig before you pursue the construction.
4) Loans get rejected if part of the bills of materials were reduced (e.g. the flooring and ceiling were deleted) just so it will fit the loan granted for construction. Simply follow the bill of materials evaluated by the HDMF.
5) When borrowers who are separated from their spouse apply for the loan without the signature of the husband or wife, the loan will get rejected. The spouse or wife should present legal separation papers before Pag-Ibig can accept the loan application.
Other than Pag-Ibig Fund, there are other institutions that offer home financing like the Social Security System, the Government Service Insurance System, and the Land Bank of the Philippines. For further inquiries on Pag-Ibig housing loans, call the Pag-Ibig hotline at 724-4244.
Ayala Land Premiere has been working on creating the first leisure community in the north, and now the beautiful Anvaya Cove in Morong, Bataan is now open for viewing. Boasting of 320 hectares of land area, Anvaya Cove also has a 3.5km coastline with two private coves, as well as rolling hills of narra trees, mango trees, and bamboo groves. Like the rest of Ayala Land’s planned communities, Anvaya Cove will have low-impact development to preserve the natural beauty of the land. This means that all homeowners will have breathtaking views of the ocean and a chance to ecologically interact with birds and wildlife.
Not only will you get to enjoy nature at its finest; at Anvaya Cove, you will be treated like royalty. Membership at the exclusive Anvaya Cove Beach and Nature Club is a prerequisite to purchasing property. This exclusive club is one of its kind in the Philippines, for it redefines leisure in a setting where amenities are integrated into the natural landscape. Located at the center of the community, the Anvaya Cove Beach and Nature club offers multiple alternatives for pleasure, pampering, and recreation.
Lots are selling for as low as P3.8M, and townhouse type units are selling for P16M. For more information, contact Antonio P Reyes at (0918) 333-35-75, (0916) 675-36-89, or through his US phone number via VoiP at (317) 493-5744.
Yesterday, I went to check out the model units at Circulo Verde, a 12-hectare master-planned development by Ortigas designed to bring the essence and charm of a small town into the spirit of the big city.
The concept behind Circulo Verde is that residents will always be within walking distance from an open space, whether it be a park or river access.
And despite being surrounded by the beauty of nature, residents will also find modern conveniences within the neighborhood.
I’m actually not concerned about how pretty the development will look like or the amenities offered; all I want is a well-lit place of my own that’s safe and easy to access through public transport. The problem with Circulo Verde is that it’s a bit far from the nearest MRT station (Santolan) and to get to C5, you’ll have to take a tricycle. What I do love about Circulo Verde is that each room is spacious, well-designed, and come with easy payment terms. I took a look at the one-bedroom flat and one-bedroom loft units yesterday and I’m very impressed with what they’ve got.
Stress is one of the characteristics of urban living today, and is known to be a major contributor of heart disease, cancer, lung problems, or cirrhosis of the liver. Alveo Land believes in providing hardworking people with a lifestyle they deserve, and with these facts in mind, they designed the second high-rise section of Two Serendra with unique amenities that make it more than just a home.
The Red Oak at Two Serendra was just recently launched and is the second high-rise condominium building in the Two Serendra compound (the first being The Aston). Located right in the heart of Bonifacio Global City, The Red Oak is designed to help upwardly mobile urbanites to recover from stress and rejuvinate their spirits. The innovative amenities of The Red Oak is conducive to pursuing activities that promote a holistic wellness experience for the body, mind, and soul.
Fit and trim bodies can maintain their healthy, active lifestyle using The Red Oak gym, which contains no other than the newest and latest exercise equipment called Kinesis. The gym is designed so that residents can work out in a soft, non-intimidating space that allows for a lot of movement. Besides this, there is also a massage pavilion and a leisure pool you can turn to after an hour of sweating it out at the gym.
Those who are constantly hungry for knowledge can feed their minds at the Earth Lounge and Sky Lounge, created especially to provide an environment conducive to reading. There is also a music room and theater room with a baby grand piano where residents can perform or listen to other people play.
Other amenities like tranquil gardens, ponds, and a prayer room are ideal for the renewal of the soul. Those who are looking for spiritual wellness can also use the yoga studio to reconnect with themselves.
The Red Oak is more than just a place you can call home – it’s an entire wellness sanctuary so you can live your life to its fullest potential. For more information, visit www.alveoland.com.ph, email at [email protected], or call (632) 8485100 (Metro Manila only) and 1-800-10-8485100 (outside Metro Manila).