Philippine Real Estate Broker

Good thing I found out about HSBC latest home loan promo. Right now, the interest rate of my home loan is 9.5%. HSBC is offering 6.99% for 1 year period and 7.99% if you get a lock in period of 2 to 3 years.

For those of you who plan to buy a new home, this is a good rate. I remember the first home loan I got in year 2000 was from BPI Family bank. Interest rate was then 14% then it slowly decreased through the years. Buying your first home or upgrading your current dwellings is an exciting and daring venture for most. After all, buying or building a new home is a process that needs a lot of planning, patience, and most of all, money. But don’t let your financial limitations get in the way of your dream home – especially now that HSBC is offering an all-time low interest rate on their home loans.

If you apply for a home loan from HSBC between July 5 to September 30, 2010, you get to enjoy the following interest rates for 1-year, 2-year-, 3-year, or 5-year loans.

1 year: 6.99%
2 years: 7.99%
3 years: 7.99%
5 years: 8.99%

Aside from these amazing interest rates, HSBC will also waive the standard fees for the following:

Processing fee
Title verification service fee
Appraisal fee
Mortage Redemption Insurance premium *
Fire insurance premium *
Mortgage Registration Fee
Documentary stamp tax
Registry of deeds cancellation fees

* These fees will be waived for the first year only

Ask HSBC how they can help you attain the home of your dreams and achieve big savings in the process! Call (02) 85-800 or 976-8000 (Metro Manila), 1-800-1-888-8555 (provincial), or
+632-8580000 (abroad).
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With the launch of The West Tower, Ayala Land Premier offers buyers a final chance to be part of its uncommon urban sanctuary, One Serendra. The combination of a unique location in Bonifacio Global City (BGC), a flourishing environment within, and graceful spaces makes The West Tower at One Serendra a truly singular residence.

“In the West Tower, we are combining the comforts of larger, more thoughtfully planned living spaces, greenery and open spaces usually found in subdivisions with the conveniences of access only an urban location like BGC provides,” says Rex A. Mendoza, Senior Vice President and Chief Marketing & Sales Officer of Ayala Land.
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We all reach a point in our lives where we dream about owning our own homes. The dream may start as soon as you get engaged, or it could begin as early as your college graduation. However, finding the right condominium unit or starter home is a daunting task, and looking for ways to finance it is even more challenging. Fortunately, HSBC offers future home owners a way to actualize their dream with their HSBC Advance Home Loan. The HSBC Advance Home Loan not only provides the lowest interest rate ever at just 6.99%; it also waives the home loan fees and charges slapped on by other banks. This means that with an HSBC Home Loan, you can save as much as P33,846 for every P1,000,000 home loan.

Besides these amazing savings, HSBC is offering an exciting new promo as well. If you apply for your home loan now, you’ll get a discount of up to 1.25% on your interest rate for the first three years of the loan, and a 32-inch LCD TV for free! For this to happen, you have to avail of at least a a Php2 million Home Loan and get Mortgage Redemption Insurance (MRI) through HSBC Insurance Brokers, Inc. Completed applications must be received before August 31, 2010, and the home loan must be drawn within three (3) months from final approval.

So once you obtain your home loan from HSBC, not only will you be able to obtain your dream home – you’ll be able to kick-start the future you want for yourself. Whether it’s a small studio, a simple house for a young couple, or an upgrade to your current home, you won’t have a trouble realizing your dream. To make this happen, visit www.hsbc.com.ph or call 85-000 for more information.